ABCBAmeris Bancorp
State Commercial Banks
- Revenue
- —
- Operating margin
- —
- EBITDA
- —
- Market cap
- —
- Employees
- —
- Net debt / EBITDA
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- AI in 10-K
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Red flags 0 of 9
- TSR below peersClear—3+ of last 5 years
- High CEO pay despite TSRClear—Median CEO pay ≥ $15M and TSR flag
- Active 13DClear0 filingsActive-intent 13D in 18 months
- Net insider sellingClear$0 netNet sales over $10M in 12 months
- Earnings not backed by cashClear95% of net incomeCash flow under 80% of net income
- Dilutive SBCClear—Over 10% of revenue
- Payouts exceed cash flowClear14% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyClear4% of assetsOver 40% of assets
- Shareholder dissentClear—Any vote under 80% support
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Net income | $377M | $347M | $269M | $359M | $412M | 15% |
| Operating cash flow | $9M | $1.1B | $569M | $154M | $390M | 153% |
| Capex | $25M | $14M | $18M | $13M | $21M | 52% |
| Stock-based comp | $8M | $7M | $10M | $13M | $13M | 5.6% |
| Dividends | $42M | $42M | $42M | $41M | $55M | 33% |
Deal filings
None.
13D filers
None on file.
Insider trading
- Open-market buys, 12 mo
- $0 · 0
- Open-market sells, 12 mo
- $15K · 1
- Net
- −$15K
Pay vs performance
| Year | CEO total comp | Comp actually paid | TSR (indexed) | Peer TSR |
|---|---|---|---|---|
| FY2025 | $6M | $12M | 208 | 153 |
| FY2024 | $5M | $10M | 173 | 143 |
| FY2023 | $5M | $6M | 145 | 127 |
| FY2022 | $4M | $4M | 127 | 127 |
| FY2021 | $3M | $5M | 132 | 137 |