ACICAMERICAN COASTAL INSURANCE Corp
Fire, Marine & Casualty Insurance
- Revenue
- $335M
- 13% YoY
- Operating margin
- 41.8%
- 25% YoY
- EBITDA
- $144M
- 38% YoY
- Market cap
- —
- Employees
- —
- Net debt / EBITDA
- -0.5×
- −$69M net debt
- AI in 10-K
- —
Red flags 1 of 9
- TSR below peersClear—3+ of last 5 years
- High CEO pay despite TSRClear—Median CEO pay ≥ $15M and TSR flag
- Active 13DClear0 filingsActive-intent 13D in 18 months
- Net insider sellingClear$0 netNet sales over $10M in 12 months
- Earnings not backed by cashFired66% of net incomeCash flow under 80% of net income
- Dilutive SBCClear1% of revenueOver 10% of revenue
- Payouts exceed cash flowClear0% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyClear5% of assetsOver 40% of assets
- Shareholder dissentClear—Any vote under 80% support
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Revenue | $229M | $222M | $264M | $297M | $335M | 13% |
| Operating income | −$11M | −$9M | $94M | $100M | $140M | 41% |
| Net income | −$58M | −$470M | $310M | $76M | $107M | 41% |
| Operating cash flow | −$295M | −$173M | −$136M | $244M | $71M | 71% |
| Capex | $5M | $3M | $196K | $22K | $155K | 605% |
| Stock-based comp | $1M | $1M | $1M | $3M | $4M | 69% |
| Dividends | $10M | $3M | $0 | $24M | $0 | 100% |
Deal filings
None.
13D filers
None on file.
Insider trading
- Open-market buys, 12 mo
- $92K · 1
- Open-market sells, 12 mo
- $192K · 1
- Net
- −$101K
Pay vs performance
No pay-versus-performance disclosure yet.