ACNBACNB CORP
State Commercial Banks
- Revenue
- $192M
- 45% YoY
- Operating margin
- —
- EBITDA
- —
- Market cap
- —
- Employees
- —
- Net debt / EBITDA
- —
- $133M net debt
- AI in 10-K
- —
Red flags 0 of 9
- TSR below peersClear—3+ of last 5 years
- High CEO pay despite TSRClear—Median CEO pay ≥ $15M and TSR flag
- Active 13DClear0 filingsActive-intent 13D in 18 months
- Net insider sellingClear$0 netNet sales over $10M in 12 months
- Earnings not backed by cashClear145% of net incomeCash flow under 80% of net income
- Dilutive SBCClear1% of revenueOver 10% of revenue
- Payouts exceed cash flowClear48% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyClear2% of assetsOver 40% of assets
- Shareholder dissentClear—Any vote under 80% support
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Revenue | — | $109M | $115M | $132M | $192M | 45% |
| Net income | $28M | $36M | $32M | $32M | $37M | 16% |
| Operating cash flow | $42M | $39M | $41M | $40M | $54M | 35% |
| Capex | $2M | $2M | $1M | $960K | $1M | 12% |
| Stock-based comp | — | — | $1M | $1M | $1M | 12% |
| Buybacks | $2M | $7M | $2M | $249K | $11M | 4384% |
| Dividends | $9M | $9M | $10M | $11M | $14M | 34% |
Deal filings
None.
13D filers
None on file.
Insider trading
- Open-market buys, 12 mo
- $250 · 1
- Open-market sells, 12 mo
- $0 · 0
- Net
- $250
Pay vs performance
No pay-versus-performance disclosure yet.