ALLYAlly Financial Inc.
State Commercial Banks
- Revenue
- $1.2B
- 3.8% YoY
- Operating margin
- —
- EBITDA
- —
- Market cap
- —
- Employees
- —
- Net debt / EBITDA
- —
- $9.2B net debt
- AI in 10-K
- —
Red flags 0 of 9
- TSR below peersClear—3+ of last 5 years
- High CEO pay despite TSRClear—Median CEO pay ≥ $15M and TSR flag
- Active 13DClear0 filingsActive-intent 13D in 18 months
- Net insider sellingClear$0 netNet sales over $10M in 12 months
- Earnings not backed by cashClear438% of net incomeCash flow under 80% of net income
- Dilutive SBCClear6% of revenueOver 10% of revenue
- Payouts exceed cash flowClear12% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyClear0% of assetsOver 40% of assets
- Shareholder dissentClear—Any vote under 80% support
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Revenue | $852M | $908M | $968M | $1.2B | $1.2B | 3.8% |
| Net income | $3.1B | $1.7B | $957M | $668M | $852M | 28% |
| Operating cash flow | $4.0B | $6.2B | $4.6B | $4.5B | $3.7B | 18% |
| Buybacks | $2.0B | $1.6B | $33M | $38M | $59M | 55% |
| Dividends | $324M | $384M | $368M | $372M | $379M | 1.9% |
Deal filings
None.
13D filers
None on file.
Insider trading
- Open-market buys, 12 mo
- $0 · 0
- Open-market sells, 12 mo
- $496K · 1
- Net
- −$496K
Pay vs performance
No pay-versus-performance disclosure yet.