BACBANK OF AMERICA CORP /DE/
National Commercial Banks
- Revenue
- $113.1B
- 6.8% YoY
- Operating margin
- —
- EBITDA
- —
- Market cap
- —
- Employees
- —
- Net debt / EBITDA
- —
- $17.7B net debt
- AI in 10-K
- —
Red flags 2 of 9
- TSR below peersClear—3+ of last 5 years
- High CEO pay despite TSRClear—Median CEO pay ≥ $15M and TSR flag
- Active 13DClear0 filingsActive-intent 13D in 18 months
- Net insider sellingClear$0 netNet sales over $10M in 12 months
- Earnings not backed by cashFired41% of net incomeCash flow under 80% of net income
- Dilutive SBCClear4% of revenueOver 10% of revenue
- Payouts exceed cash flowFired183% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyClear2% of assetsOver 40% of assets
- Shareholder dissentClear—Any vote under 80% support
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Revenue | $89.1B | $95.0B | $102.8B | $105.9B | $113.1B | 6.8% |
| Net income | $32.0B | $27.5B | $26.3B | $27.0B | $30.5B | 13% |
| Operating cash flow | −$7.2B | −$6.3B | $45.0B | −$8.8B | $12.6B | 243% |
| Stock-based comp | $2.8B | $2.9B | $2.9B | $3.4B | $4.0B | 17% |
| Buybacks | $25.1B | $5.1B | $4.6B | $13.1B | $21.4B | 64% |
Deal filings
None.
13D filers
None on file.
Insider trading
No open-market trades in the last 12 months.
Pay vs performance
No pay-versus-performance disclosure yet.