BANCBANC OF CALIFORNIA, INC.
National Commercial Banks
- Revenue
- $39M
- 4.2% YoY
- Operating margin
- —
- EBITDA
- —
- Market cap
- —
- Employees
- —
- Net debt / EBITDA
- —
- $2.1B net debt
- AI in 10-K
- —
Red flags 1 of 9
- TSR below peersClear—3+ of last 5 years
- High CEO pay despite TSRClear—Median CEO pay ≥ $15M and TSR flag
- Active 13DClear0 filingsActive-intent 13D in 18 months
- Net insider sellingClear$0 netNet sales over $10M in 12 months
- Earnings not backed by cashClear112% of net incomeCash flow under 80% of net income
- Dilutive SBCFired16% of revenueOver 10% of revenue
- Payouts exceed cash flowClear27% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyClear1% of assetsOver 40% of assets
- Shareholder dissentClear—Any vote under 80% support
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Revenue | $25M | $31M | $34M | $37M | $39M | 4.2% |
| Net income | $607M | $424M | −$1.9B | $127M | $229M | 80% |
| Operating cash flow | $503M | $702M | $136M | $77M | $256M | 230% |
| Capex | $17M | $20M | $15M | $13M | $21M | 60% |
| Stock-based comp | $5M | $6M | — | — | — | |
| Buybacks | $0 | $75M | — | — | $0 | |
| Dividends | $119M | $120M | $49M | $68M | — |
Deal filings
None.
13D filers
None on file.
Insider trading
- Open-market buys, 12 mo
- $0 · 0
- Open-market sells, 12 mo
- $193K · 1
- Net
- −$193K
Pay vs performance
No pay-versus-performance disclosure yet.