BBTBeacon Financial Corp
Savings Institutions, Not Federally Chartered
- Revenue
- $30M
- 81% YoY
- Operating margin
- —
- EBITDA
- —
- Market cap
- —
- Employees
- —
- Net debt / EBITDA
- —
- −$328M net debt
- AI in 10-K
- —
Red flags 1 of 9
- TSR below peersClear—3+ of last 5 years
- High CEO pay despite TSRClear—Median CEO pay ≥ $15M and TSR flag
- Active 13DClear0 filingsActive-intent 13D in 18 months
- Net insider sellingClear$0 netNet sales over $10M in 12 months
- Earnings not backed by cashClear249% of net incomeCash flow under 80% of net income
- Dilutive SBCFired12% of revenueOver 10% of revenue
- Payouts exceed cash flowClear36% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyClear2% of assetsOver 40% of assets
- Shareholder dissentClear—Any vote under 80% support
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Revenue | $46M | $41M | $16M | $17M | $30M | 81% |
| Net income | $119M | $93M | $75M | $69M | $90M | 31% |
| Operating cash flow | $85M | $111M | $117M | $105M | $224M | 114% |
| Capex | $2M | $1M | $12M | $5M | $12M | 146% |
| Stock-based comp | $4M | $7M | $7M | $8M | $4M | 58% |
| Buybacks | $69M | $125M | $24M | $18M | — | |
| Dividends | $25M | $25M | $48M | $48M | $63M | 31% |
Deal filings
None.
13D filers
None on file.
Insider trading
- Open-market buys, 12 mo
- $274K · 6
- Open-market sells, 12 mo
- $558K · 2
- Net
- −$283K
Pay vs performance
No pay-versus-performance disclosure yet.