BMRCBank of Marin Bancorp
State Commercial Banks
- Revenue
- —
- Operating margin
- —
- EBITDA
- —
- Market cap
- —
- Employees
- —
- Net debt / EBITDA
- —
- AI in 10-K
- —
Red flags 0 of 9
- TSR below peersClear—3+ of last 5 years
- High CEO pay despite TSRClear—Median CEO pay ≥ $15M and TSR flag
- Active 13DClear0 filingsActive-intent 13D in 18 months
- Net insider sellingClear$0 netNet sales over $10M in 12 months
- Earnings not backed by cashClear148% of net incomeCash flow under 80% of net income
- Dilutive SBCClear—Over 10% of revenue
- Payouts exceed cash flowClear41% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyClear2% of assetsOver 40% of assets
- Shareholder dissentClear—Any vote under 80% support
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Net income | $33M | $47M | $20M | $15M | $26M | 82% |
| Operating cash flow | $45M | $55M | $36M | $28M | $39M | 38% |
| Capex | $1M | $2M | $2M | $520K | $2M | 250% |
| Stock-based comp | $972K | $963K | $522K | $630K | $815K | 29% |
| Dividends | $13M | $16M | $16M | $16M | $16M | 0.4% |
Deal filings
None.
13D filers
None on file.
Insider trading
- Open-market buys, 12 mo
- $1K · 1
- Open-market sells, 12 mo
- $0 · 0
- Net
- $1K
Pay vs performance
| Year | CEO total comp | Comp actually paid | TSR (indexed) | Peer TSR |
|---|---|---|---|---|
| FY2025 | — | — | 100 | 101 |
| FY2024 | — | — | 100 | 100 |
| FY2023 | — | — | 100 | 100 |
| FY2022 | — | — | 80 | 111 |
| FY2021 | — | — | 88 | 130 |