CATYCATHAY GENERAL BANCORP
State Commercial Banks
- Revenue
- $54M
- 2.9% YoY
- Operating margin
- —
- EBITDA
- —
- Market cap
- —
- Employees
- —
- Net debt / EBITDA
- —
- −$481M net debt
- AI in 10-K
- —
Red flags 1 of 9
- TSR below peersClear—3+ of last 5 years
- High CEO pay despite TSRClear—Median CEO pay ≥ $15M and TSR flag
- Active 13DClear0 filingsActive-intent 13D in 18 months
- Net insider sellingClear$0 netNet sales over $10M in 12 months
- Earnings not backed by cashClear117% of net incomeCash flow under 80% of net income
- Dilutive SBCFired12% of revenueOver 10% of revenue
- Payouts exceed cash flowClear74% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyClear2% of assetsOver 40% of assets
- Shareholder dissentClear—Any vote under 80% support
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Revenue | $39M | $42M | $44M | $52M | $54M | 2.9% |
| Net income | $298M | $361M | $354M | $286M | $315M | 10% |
| Operating cash flow | $334M | $467M | $385M | $329M | $369M | 12% |
| Capex | $4M | $3M | $3M | $4M | $5M | 35% |
| Stock-based comp | $6M | $7M | $7M | $6M | $7M | 10% |
| Buybacks | $167M | $141M | $17M | $85M | $180M | 113% |
| Dividends | $99M | $101M | $99M | $98M | $94M | 4.3% |
Deal filings
None.
13D filers
None on file.
Insider trading
- Open-market buys, 12 mo
- $0 · 0
- Open-market sells, 12 mo
- $125K · 2
- Net
- −$125K
Pay vs performance
| Year | CEO total comp | Comp actually paid | TSR (indexed) | Peer TSR |
|---|---|---|---|---|
| FY2025 | $4M | $5M | 177 | 213 |
| FY2024 | $4M | $4M | 169 | 165 |
| FY2023 | $4M | $4M | 153 | 119 |
| FY2022 | $4M | $5M | 135 | 120 |
| FY2021 | $3M | $5M | 138 | 154 |