CBANCOLONY BANKCORP INC
State Commercial Banks
- Revenue
- —
- Operating margin
- —
- EBITDA
- —
- Market cap
- —
- Employees
- —
- Net debt / EBITDA
- —
- $154M net debt
- AI in 10-K
- —
Red flags 1 of 9
- TSR below peersClear—3+ of last 5 years
- High CEO pay despite TSRClear—Median CEO pay ≥ $15M and TSR flag
- Active 13DClear0 filingsActive-intent 13D in 18 months
- Net insider sellingClear$0 netNet sales over $10M in 12 months
- Earnings not backed by cashFired-84% of net incomeCash flow under 80% of net income
- Dilutive SBCClear—Over 10% of revenue
- Payouts exceed cash flowClear-188% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyClear2% of assetsOver 40% of assets
- Shareholder dissentClear—Any vote under 80% support
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Net income | $19M | $20M | $22M | $24M | $7M | 72% |
| Operating cash flow | $36M | $50M | $21M | $23M | −$6M | 124% |
| Capex | $6M | $3M | $4M | $1M | $1M | 25% |
| Stock-based comp | $599K | $2M | $2M | $1M | $785K | 39% |
| Buybacks | $0 | $540K | $406K | $1M | $2M | 81% |
| Dividends | $4M | $7M | $8M | $8M | $8M | 1.8% |
Deal filings
None.
13D filers
None on file.
Insider trading
- Open-market buys, 12 mo
- $16K · 2
- Open-market sells, 12 mo
- $0 · 0
- Net
- $16K
Pay vs performance
| Year | CEO total comp | Comp actually paid | TSR (indexed) | Peer TSR |
|---|---|---|---|---|
| FY2025 | $1M | $1M | 110 | — |
| FY2024 | $956K | $999K | 121 | — |
| FY2023 | $624K | $627K | 105 | — |