CCBCOASTAL FINANCIAL CORP
State Commercial Banks
- Revenue
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- Operating margin
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- EBITDA
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- Market cap
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- Employees
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- Net debt / EBITDA
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- AI in 10-K
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Red flags 0 of 9
- TSR below peersClear—3+ of last 5 years
- High CEO pay despite TSRClear—Median CEO pay ≥ $15M and TSR flag
- Active 13DClear0 filingsActive-intent 13D in 18 months
- Net insider sellingClear$0 netNet sales over $10M in 12 months
- Earnings not backed by cashClear542% of net incomeCash flow under 80% of net income
- Dilutive SBCClear—Over 10% of revenue
- Payouts exceed cash flowClear0% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyClear—Over 40% of assets
- Shareholder dissentClear—Any vote under 80% support
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Net income | $27M | $41M | $45M | $45M | $47M | 3.9% |
| Operating cash flow | $30M | $67M | $192M | $260M | $255M | 2.0% |
| Capex | $3M | $3M | $6M | $10M | $8M | 15% |
| Stock-based comp | $1M | $3M | $4M | $5M | $9M | 78% |
Deal filings
None.
13D filers
None on file.
Insider trading
No open-market trades in the last 12 months.
Pay vs performance
| Year | CEO total comp | Comp actually paid | TSR (indexed) | Peer TSR |
|---|---|---|---|---|
| FY2025 | $2M | $7M | 546 | 142 |
| FY2024 | $2M | $10M | 404 | 134 |
| FY2023 | $2M | $2M | 211 | 123 |
| FY2022 | $2M | $1M | 226 | 106 |
| FY2021 | $5M | $11M | 241 | 127 |