CNOCNO Financial Group, Inc.
Accident & Health Insurance
- Revenue
- $4.5B
- 0.9% YoY
- Operating margin
- 12.3%
- 0.4% YoY
- EBITDA
- $872M
- 3.4% YoY
- Market cap
- —
- Employees
- —
- Net debt / EBITDA
- 0.4×
- $343M net debt
- AI in 10-K
- —
Red flags 0 of 9
- TSR below peersClear—3+ of last 5 years
- High CEO pay despite TSRClear—Median CEO pay ≥ $15M and TSR flag
- Active 13DClear0 filingsActive-intent 13D in 18 months
- Net insider sellingClear$0 netNet sales over $10M in 12 months
- Earnings not backed by cashClear295% of net incomeCash flow under 80% of net income
- Dilutive SBCClear—Over 10% of revenue
- Payouts exceed cash flowClear59% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyClear0% of assetsOver 40% of assets
- Shareholder dissentClear—Any vote under 80% support
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Revenue | $4.1B | $3.6B | $4.1B | $4.4B | $4.5B | 0.9% |
| Operating income | $515M | $467M | $460M | $551M | $553M | 0.4% |
| Net income | $570M | $631M | $277M | $421M | $229M | 46% |
| Operating cash flow | $598M | $495M | $583M | $628M | $676M | 7.6% |
| Buybacks | $408M | $190M | $166M | $300M | $331M | 10% |
| Dividends | $66M | $65M | $68M | $68M | $66M | 2.2% |
Deal filings
None.
13D filers
None on file.
Insider trading
- Open-market buys, 12 mo
- $0 · 0
- Open-market sells, 12 mo
- $487K · 3
- Net
- −$487K
Pay vs performance
No pay-versus-performance disclosure yet.