CWBCCommunity West Bancshares
State Commercial Banks
- Revenue
- —
- Operating margin
- —
- EBITDA
- —
- Market cap
- —
- Employees
- —
- Net debt / EBITDA
- —
- −$137M net debt
- AI in 10-K
- —
Red flags 0 of 9
- TSR below peersClear—3+ of last 5 years
- High CEO pay despite TSRClear—Median CEO pay ≥ $15M and TSR flag
- Active 13DClear0 filingsActive-intent 13D in 18 months
- Net insider sellingClear$0 netNet sales over $10M in 12 months
- Earnings not backed by cashClear121% of net incomeCash flow under 80% of net income
- Dilutive SBCClear—Over 10% of revenue
- Payouts exceed cash flowClear20% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyClear3% of assetsOver 40% of assets
- Shareholder dissentClear—Any vote under 80% support
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Net income | $28M | $27M | $27M | $8M | $38M | 398% |
| Operating cash flow | $43M | $24M | $28M | $22M | $46M | 108% |
| Capex | $1M | $362K | $10M | $5M | $3M | 50% |
| Stock-based comp | $562K | $776K | $858K | $879K | $1M | 32% |
| Buybacks | $14M | $7M | $1K | $38K | $151K | 297% |
| Dividends | $6M | $6M | $6M | $8M | $9M | 11% |
Deal filings
None.
13D filers
None on file.
Insider trading
No open-market trades in the last 12 months.
Pay vs performance
| Year | CEO total comp | Comp actually paid | TSR (indexed) | Peer TSR |
|---|---|---|---|---|
| FY2025 | — | — | 172 | 153 |
| FY2024 | — | — | 144 | 143 |
| FY2023 | — | — | 162 | 127 |
| FY2022 | — | — | 149 | 127 |
| FY2021 | — | — | 143 | 137 |