DCOMDime Commercial Bancshares, Inc. /NY/
National Commercial Banks
- Revenue
- $20M
- 19% YoY
- Operating margin
- —
- EBITDA
- —
- Market cap
- —
- Employees
- —
- Net debt / EBITDA
- —
- AI in 10-K
- —
Red flags 1 of 9
- TSR below peersClear—3+ of last 5 years
- High CEO pay despite TSRClear—Median CEO pay ≥ $15M and TSR flag
- Active 13DClear0 filingsActive-intent 13D in 18 months
- Net insider sellingClear$0 netNet sales over $10M in 12 months
- Earnings not backed by cashClear169% of net incomeCash flow under 80% of net income
- Dilutive SBCFired39% of revenueOver 10% of revenue
- Payouts exceed cash flowClear24% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyClear1% of assetsOver 40% of assets
- Shareholder dissentClear—Any vote under 80% support
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Revenue | $16M | $16M | $16M | $17M | $20M | 19% |
| Net income | $104M | $153M | $96M | $29M | $111M | 280% |
| Operating cash flow | $146M | $295M | $91M | $99M | $187M | 88% |
| Capex | — | $4M | — | — | — | |
| Stock-based comp | $5M | $4M | $5M | $7M | $8M | 15% |
| Buybacks | $59M | $47M | $947K | — | — | |
| Dividends | $39M | $37M | $37M | $38M | $43M | 13% |
Deal filings
None.
13D filers
None on file.
Insider trading
- Open-market buys, 12 mo
- $0 · 0
- Open-market sells, 12 mo
- $6M · 28
- Net
- −$6M
Pay vs performance
| Year | CEO total comp | Comp actually paid | TSR (indexed) | Peer TSR |
|---|---|---|---|---|
| FY2025 | — | — | 149 | 145 |
| FY2024 | — | — | 147 | 139 |
| FY2023 | — | — | 123 | 121 |
| FY2022 | — | — | 139 | 121 |
| FY2021 | — | — | 149 | 134 |