EFXEQUIFAX INC
Services-Consumer Credit Reporting, Collection Agencies
- Revenue
- $6.1B
- 6.9% YoY
- Operating margin
- 18.0%
- 1.7% YoY
- EBITDA
- $1.8B
- 5.8% YoY
- Market cap
- —
- Employees
- —
- Net debt / EBITDA
- 2.7×
- $4.9B net debt
- AI in 10-K
- —
Red flags 1 of 9
- TSR below peersClear—3+ of last 5 years
- High CEO pay despite TSRClear—Median CEO pay ≥ $15M and TSR flag
- Active 13DClear0 filingsActive-intent 13D in 18 months
- Net insider sellingClear$0 netNet sales over $10M in 12 months
- Earnings not backed by cashClear245% of net incomeCash flow under 80% of net income
- Dilutive SBCClear1% of revenueOver 10% of revenue
- Payouts exceed cash flowClear72% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyFired57% of assetsOver 40% of assets
- Shareholder dissentClear—Any vote under 80% support
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Revenue | $4.9B | $5.1B | $5.3B | $5.7B | $6.1B | 6.9% |
| Operating income | $1.1B | $1.1B | $934M | $1.0B | $1.1B | 5.1% |
| Net income | $744M | $696M | $545M | $604M | $660M | 9.3% |
| Operating cash flow | $1.3B | $757M | $1.1B | $1.3B | $1.6B | 22% |
| Capex | $469M | $625M | $601M | $512M | $481M | 5.9% |
| Stock-based comp | $55M | $63M | $72M | $82M | $78M | 3.9% |
| Buybacks | $70M | $0 | $0 | $0 | $928M | |
| Dividends | $190M | $191M | $192M | $193M | $233M | 20% |
Deal filings
None.
13D filers
None on file.
Insider trading
- Open-market buys, 12 mo
- $0 · 0
- Open-market sells, 12 mo
- $9M · 6
- Net
- −$9M
Pay vs performance
No pay-versus-performance disclosure yet.