ENVAEnova International, Inc.
Personal Credit Institutions
- Revenue
- $3.2B
- 19% YoY
- Operating margin
- 23.5%
- 6.6% YoY
- EBITDA
- $781M
- 25% YoY
- Market cap
- —
- Employees
- —
- Net debt / EBITDA
- 6.7×
- $5.3B net debt
- AI in 10-K
- —
Red flags 0 of 9
- TSR below peersClear—3+ of last 5 years
- High CEO pay despite TSRClear—Median CEO pay ≥ $15M and TSR flag
- Active 13DClear0 filingsActive-intent 13D in 18 months
- Net insider sellingClear$0 netNet sales over $10M in 12 months
- Earnings not backed by cashClear590% of net incomeCash flow under 80% of net income
- Dilutive SBCClear1% of revenueOver 10% of revenue
- Payouts exceed cash flowClear19% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyClear4% of assetsOver 40% of assets
- Shareholder dissentClear—Any vote under 80% support
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Revenue | $1.2B | $1.7B | $2.1B | $2.7B | $3.2B | 19% |
| Operating income | $413M | $384M | $422M | $585M | $739M | 26% |
| Net income | $256M | $207M | $175M | $209M | $308M | 47% |
| Operating cash flow | $472M | $894M | $1.2B | $1.5B | $1.8B | 18% |
| Capex | $30M | $44M | $45M | $43M | $47M | 8.6% |
| Stock-based comp | $21M | $22M | $27M | $32M | $33M | 4.0% |
| Buybacks | $117M | $143M | $153M | $289M | $215M | 26% |
Deal filings
None.
13D filers
None on file.
Insider trading
- Open-market buys, 12 mo
- $0 · 0
- Open-market sells, 12 mo
- $15M · 7
- Net
- −$15M
Pay vs performance
No pay-versus-performance disclosure yet.