ESNTEssent Group Ltd.
Surety Insurance
- Revenue
- $1.3B
- 1.5% YoY
- Operating margin
- —
- EBITDA
- —
- Market cap
- —
- Employees
- —
- Net debt / EBITDA
- —
- AI in 10-K
- —
Red flags 0 of 9
- TSR below peersClear—3+ of last 5 years
- High CEO pay despite TSRClear—Median CEO pay ≥ $15M and TSR flag
- Active 13DClear0 filingsActive-intent 13D in 18 months
- Net insider sellingClear$0 netNet sales over $10M in 12 months
- Earnings not backed by cashClear124% of net incomeCash flow under 80% of net income
- Dilutive SBCClear2% of revenueOver 10% of revenue
- Payouts exceed cash flowClear83% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyClear1% of assetsOver 40% of assets
- Shareholder dissentClear—Any vote under 80% support
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Revenue | $1.0B | $1.0B | $1.1B | $1.2B | $1.3B | 1.5% |
| Net income | $682M | $831M | $696M | $729M | $690M | 5.4% |
| Operating cash flow | $709M | $589M | $763M | $862M | $856M | 0.6% |
| Capex | $2M | $4M | $4M | $7M | $7M | 8.8% |
| Stock-based comp | $21M | $18M | $18M | $25M | $21M | 16% |
| Buybacks | $164M | $98M | $71M | $112M | $588M | 427% |
| Dividends | $78M | $92M | $106M | $118M | $122M | 3.4% |
Deal filings
None.
13D filers
None on file.
Insider trading
- Open-market buys, 12 mo
- $0 · 0
- Open-market sells, 12 mo
- $765K · 4
- Net
- −$765K
Pay vs performance
No pay-versus-performance disclosure yet.