ESQEsquire Financial Holdings, Inc.
Commercial Banks, NEC
- Revenue
- —
- Operating margin
- —
- EBITDA
- —
- Market cap
- —
- Employees
- —
- Net debt / EBITDA
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- AI in 10-K
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Red flags 0 of 9
- TSR below peersClear—3+ of last 5 years
- High CEO pay despite TSRClear—Median CEO pay ≥ $15M and TSR flag
- Active 13DClear0 filingsActive-intent 13D in 18 months
- Net insider sellingClear$0 netNet sales over $10M in 12 months
- Earnings not backed by cashClear118% of net incomeCash flow under 80% of net income
- Dilutive SBCClear—Over 10% of revenue
- Payouts exceed cash flowClear10% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyClear—Over 40% of assets
- Shareholder dissentClear—Any vote under 80% support
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Net income | $18M | $29M | $41M | $44M | $51M | 16% |
| Operating cash flow | $30M | $39M | $42M | $42M | $60M | 42% |
| Capex | $1M | $73K | $605K | $714K | $3M | 343% |
| Stock-based comp | $2M | $2M | $3M | $4M | $5M | 29% |
| Buybacks | — | — | $286K | — | — | |
| Dividends | — | $2M | $4M | $5M | $6M | 21% |
Deal filings
None.
13D filers
None on file.
Insider trading
- Open-market buys, 12 mo
- $0 · 0
- Open-market sells, 12 mo
- $4M · 3
- Net
- −$4M
Pay vs performance
No pay-versus-performance disclosure yet.