FICOFAIR ISAAC CORP
Services-Business Services, NEC
- Revenue
- $2.0B
- 16% YoY
- Operating margin
- 46.5%
- 8.8% YoY
- EBITDA
- $940M
- 26% YoY
- Market cap
- —
- Employees
- —
- Net debt / EBITDA
- 2.4×
- $2.3B net debt
- AI in 10-K
- —
Red flags 1 of 9
- TSR below peersClear—3+ of last 5 years
- High CEO pay despite TSRClear—Median CEO pay ≥ $15M and TSR flag
- Active 13DClear0 filingsActive-intent 13D in 18 months
- Net insider sellingClear$0 netNet sales over $10M in 12 months
- Earnings not backed by cashClear119% of net incomeCash flow under 80% of net income
- Dilutive SBCClear8% of revenueOver 10% of revenue
- Payouts exceed cash flowFired182% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyClear39% of assetsOver 40% of assets
- Shareholder dissentClear—Any vote under 80% support
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Revenue | $1.3B | $1.4B | $1.5B | $1.7B | $2.0B | 16% |
| Operating income | $505M | $542M | $643M | $734M | $925M | 26% |
| Net income | $392M | $374M | $429M | $513M | $652M | 27% |
| Operating cash flow | $424M | $509M | $469M | $633M | $779M | 23% |
| Capex | $8M | $6M | $4M | $9M | $9M | 0.4% |
| Stock-based comp | $112M | $115M | $124M | $149M | $157M | 4.8% |
| Buybacks | $874M | $1.1B | $406M | $822M | $1.4B | 72% |
Deal filings
None.
13D filers
None on file.
Insider trading
No open-market trades in the last 12 months.
Pay vs performance
No pay-versus-performance disclosure yet.