FIGRFigure Technology Solutions, Inc.
Loan Brokers
- Revenue
- $507M
- 49% YoY
- Operating margin
- 23.2%
- 756% YoY
- EBITDA
- $118M
- 1173% YoY
- Market cap
- —
- Employees
- —
- Net debt / EBITDA
- -4.0×
- −$475M net debt
- AI in 10-K
- —
Red flags 2 of 9
- TSR below peersClear—3+ of last 5 years
- High CEO pay despite TSRClear—Median CEO pay ≥ $15M and TSR flag
- Active 13DClear0 filingsActive-intent 13D in 18 months
- Net insider sellingClear$0 netNet sales over $10M in 12 months
- Earnings not backed by cashFired47% of net incomeCash flow under 80% of net income
- Dilutive SBCFired12% of revenueOver 10% of revenue
- Payouts exceed cash flowClear0% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyClear—Over 40% of assets
- Shareholder dissentClear—Any vote under 80% support
Financials
| Metric | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|
| Revenue | $210M | $341M | $507M | 49% |
| Operating income | −$49M | $9M | $118M | 1173% |
| Net income | −$48M | $17M | $134M | 678% |
| Operating cash flow | −$33M | −$127M | $63M | 149% |
| Stock-based comp | $13M | $39M | $62M | 61% |
| Buybacks | $0 | $1M | $0 | 100% |
Deal filings
None.
13D filers
None on file.
Insider trading
No open-market trades in the last 12 months.
Pay vs performance
No pay-versus-performance disclosure yet.