FISVFISERV INC
Services-Business Services, NEC
- Revenue
- $21.2B
- 3.6% YoY
- Operating margin
- 27.5%
- 4.5% YoY
- EBITDA
- $6.5B
- 0.3% YoY
- Market cap
- —
- Employees
- —
- Net debt / EBITDA
- 3.7×
- $24.2B net debt
- AI in 10-K
- —
Red flags 1 of 9
- TSR below peersClear—3+ of last 5 years
- High CEO pay despite TSRClear—Median CEO pay ≥ $15M and TSR flag
- Active 13DClear0 filingsActive-intent 13D in 18 months
- Net insider sellingClear$0 netNet sales over $10M in 12 months
- Earnings not backed by cashClear174% of net incomeCash flow under 80% of net income
- Dilutive SBCClear2% of revenueOver 10% of revenue
- Payouts exceed cash flowClear32% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyFired46% of assetsOver 40% of assets
- Shareholder dissentClear—Any vote under 80% support
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Revenue | $16.2B | $17.7B | $19.1B | $20.5B | $21.2B | 3.6% |
| Operating income | $2.3B | $3.7B | $5.0B | $5.9B | $5.8B | 1.0% |
| Net income | $1.3B | $2.5B | $3.1B | $3.1B | $3.5B | 11% |
| Operating cash flow | $4.0B | $4.6B | $5.2B | $6.6B | $6.1B | 8.6% |
| Capex | $1.2B | $1.5B | $1.4B | $1.6B | $1.8B | 12% |
| Stock-based comp | $239M | $323M | $342M | $367M | $357M | 2.7% |
Deal filings
None.
13D filers
None on file.
Insider trading
No open-market trades in the last 12 months.
Pay vs performance
No pay-versus-performance disclosure yet.