FRSTPrimis Financial Corp.
State Commercial Banks
- Revenue
- —
- Operating margin
- —
- EBITDA
- —
- Market cap
- —
- Employees
- —
- Net debt / EBITDA
- —
- AI in 10-K
- —
Red flags 0 of 9
- TSR below peersClear—3+ of last 5 years
- High CEO pay despite TSRClear—Median CEO pay ≥ $15M and TSR flag
- Active 13DClear0 filingsActive-intent 13D in 18 months
- Net insider sellingClear$0 netNet sales over $10M in 12 months
- Earnings not backed by cashClear175× net incomeCash flow under 80% of net income
- Dilutive SBCClear—Over 10% of revenue
- Payouts exceed cash flowClear99% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyClear2% of assetsOver 40% of assets
- Shareholder dissentClear—Any vote under 80% support
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Net income | $31K | $14K | −$8K | −$16K | $61K | 479% |
| Operating cash flow | $28M | $12M | $29M | $20M | $11M | 45% |
| Capex | $2M | $1M | $2M | $1M | $2M | 45% |
| Stock-based comp | $747K | $395K | $712K | $940K | $3M | 209% |
| Buybacks | — | — | — | — | $807K | |
| Dividends | $10M | $10M | $10M | $10M | $10M | 0.2% |
Deal filings
None.
13D filers
None on file.
Insider trading
- Open-market buys, 12 mo
- $25K · 1
- Open-market sells, 12 mo
- $0 · 0
- Net
- $25K
Pay vs performance
| Year | CEO total comp | Comp actually paid | TSR (indexed) | Peer TSR |
|---|---|---|---|---|
| FY2025 | $2M | $2M | 136 | 149 |
| FY2024 | $788K | $1M | 110 | 139 |
| FY2023 | $1M | $1M | 116 | 116 |
| FY2022 | $1M | $1M | 104 | 120 |
| FY2021 | $2M | $2M | 128 | 143 |