FULTFULTON FINANCIAL CORP
National Commercial Banks
- Revenue
- $277M
- 6.5% YoY
- Operating margin
- —
- EBITDA
- —
- Market cap
- —
- Employees
- —
- Net debt / EBITDA
- —
- $451M net debt
- AI in 10-K
- —
Red flags 1 of 9
- TSR below peersClear—3+ of last 5 years
- High CEO pay despite TSRClear—Median CEO pay ≥ $15M and TSR flag
- Active 13DClear0 filingsActive-intent 13D in 18 months
- Net insider sellingClear$0 netNet sales over $10M in 12 months
- Earnings not backed by cashFired78% of net incomeCash flow under 80% of net income
- Dilutive SBCClear5% of revenueOver 10% of revenue
- Payouts exceed cash flowClear68% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyClear2% of assetsOver 40% of assets
- Shareholder dissentClear—Any vote under 80% support
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Revenue | $240M | $227M | $228M | $296M | $277M | 6.5% |
| Net income | $275M | $287M | $284M | $289M | $392M | 36% |
| Operating cash flow | $338M | $595M | $363M | $417M | $304M | 27% |
| Stock-based comp | $8M | $14M | $13M | $11M | $13M | 27% |
| Buybacks | $44M | $0 | $77M | $30M | $66M | 118% |
| Dividends | $112M | $116M | $116M | $132M | $141M | 7.2% |
Deal filings
None.
13D filers
None on file.
Insider trading
No open-market trades in the last 12 months.
Pay vs performance
No pay-versus-performance disclosure yet.