GBCIGLACIER BANCORP, INC.
State Commercial Banks
- Revenue
- $101M
- 7.5% YoY
- Operating margin
- —
- EBITDA
- —
- Market cap
- —
- Employees
- —
- Net debt / EBITDA
- —
- AI in 10-K
- —
Red flags 0 of 9
- TSR below peersClear—3+ of last 5 years
- High CEO pay despite TSRClear—Median CEO pay ≥ $15M and TSR flag
- Active 13DClear0 filingsActive-intent 13D in 18 months
- Net insider sellingClear$0 netNet sales over $10M in 12 months
- Earnings not backed by cashClear157% of net incomeCash flow under 80% of net income
- Dilutive SBCClear6% of revenueOver 10% of revenue
- Payouts exceed cash flowClear43% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyClear4% of assetsOver 40% of assets
- Shareholder dissentClear—Any vote under 80% support
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Revenue | $65M | $83M | $89M | $94M | $101M | 7.5% |
| Net income | $285M | $303M | $223M | $190M | $239M | 26% |
| Operating cash flow | $572M | $471M | $501M | $258M | $374M | 45% |
| Capex | — | $34M | $50M | $48M | $27M | 44% |
| Stock-based comp | $4M | $5M | $6M | $6M | $6M | 11% |
| Dividends | $146M | $158M | $147M | $150M | $163M | 8.5% |
Deal filings
None.
13D filers
None on file.
Insider trading
No open-market trades in the last 12 months.
Pay vs performance
No pay-versus-performance disclosure yet.