GSHDGoosehead Insurance, Inc.
Insurance Agents, Brokers & Service
- Revenue
- $365M
- Operating margin
- 20.4%
- EBITDA
- $86M
- 20% YoY
- Market cap
- —
- Employees
- —
- Net debt / EBITDA
- 0.1×
- $13M net debt
- AI in 10-K
- —
Red flags 1 of 9
- TSR below peersClear—3+ of last 5 years
- High CEO pay despite TSRClear—Median CEO pay ≥ $15M and TSR flag
- Active 13DClear0 filingsActive-intent 13D in 18 months
- Net insider sellingClear$0 netNet sales over $10M in 12 months
- Earnings not backed by cashClear330% of net incomeCash flow under 80% of net income
- Dilutive SBCClear6% of revenueOver 10% of revenue
- Payouts exceed cash flowFired248% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyClear—Over 40% of assets
- Shareholder dissentClear—Any vote under 80% support
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Revenue | $151M | $209M | $0 | $0 | $365M | |
| Operating income | $9M | $10M | $33M | $61M | $74M | 22% |
| Net income | $5M | $565K | $14M | $30M | $28M | 8.5% |
| Operating cash flow | $35M | $36M | $51M | $72M | $92M | 28% |
| Capex | $13M | $10M | $4M | $979K | $6M | 479% |
| Stock-based comp | $7M | $20M | $24M | $28M | $23M | 16% |
| Buybacks | — | $0 | $0 | $63M | $82M | 29% |
| Dividends | $60M | $0 | $0 | $0 | $146M |
Deal filings
None.
13D filers
None on file.
Insider trading
- Open-market buys, 12 mo
- $7M · 2
- Open-market sells, 12 mo
- $0 · 0
- Net
- $7M
Pay vs performance
No pay-versus-performance disclosure yet.