HCIHCI Group, Inc.
Fire, Marine & Casualty Insurance
- Revenue
- $901M
- 20% YoY
- Operating margin
- —
- EBITDA
- —
- Market cap
- —
- Employees
- —
- Net debt / EBITDA
- —
- −$624M net debt
- AI in 10-K
- —
Red flags 0 of 9
- TSR below peersClear—3+ of last 5 years
- High CEO pay despite TSRClear—Median CEO pay ≥ $15M and TSR flag
- Active 13DClear0 filingsActive-intent 13D in 18 months
- Net insider sellingClear$0 netNet sales over $10M in 12 months
- Earnings not backed by cashClear139% of net incomeCash flow under 80% of net income
- Dilutive SBCClear1% of revenueOver 10% of revenue
- Payouts exceed cash flowClear5% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyClear0% of assetsOver 40% of assets
- Shareholder dissentClear—Any vote under 80% support
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Revenue | $408M | $500M | $551M | $750M | $901M | 20% |
| Net income | $7M | −$55M | $89M | $128M | $320M | 151% |
| Operating cash flow | $97M | −$12K | $231M | $332M | $444M | 34% |
| Capex | $3M | $6M | $7M | $4M | $4M | 10% |
| Stock-based comp | $14M | $15M | $9M | $10M | $11M | 7.7% |
| Buybacks | $1M | $71M | $784K | $1M | $2M | 47% |
| Dividends | $14M | $15M | $14M | $17M | $19M | 16% |
Deal filings
None.
13D filers
None on file.
Insider trading
No open-market trades in the last 12 months.
Pay vs performance
| Year | CEO total comp | Comp actually paid | TSR (indexed) | Peer TSR |
|---|---|---|---|---|
| FY2025 | $8M | $55M | 406 | 132 |
| FY2024 | $20M | $22M | 244 | 118 |
| FY2023 | $4M | $8M | 180 | 70 |
| FY2022 | $1M | −$24M | 79 | 31 |
| FY2021 | $8M | $29M | 163 | 51 |