HTHHilltop Holdings Inc.
State Commercial Banks
- Revenue
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- Operating margin
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- EBITDA
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- Market cap
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- Employees
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- Net debt / EBITDA
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- −$262M net debt
- AI in 10-K
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Red flags 1 of 9
- TSR below peersClear—3+ of last 5 years
- High CEO pay despite TSRClear—Median CEO pay ≥ $15M and TSR flag
- Active 13DClear0 filingsActive-intent 13D in 18 months
- Net insider sellingClear$0 netNet sales over $10M in 12 months
- Earnings not backed by cashFired-23% of net incomeCash flow under 80% of net income
- Dilutive SBCClear7% of revenueOver 10% of revenue
- Payouts exceed cash flowClear-593% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyClear2% of assetsOver 40% of assets
- Shareholder dissentClear—Any vote under 80% support
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Net income | $374M | $113M | $110M | $113M | $166M | 47% |
| Operating cash flow | $766M | $1.2B | $443M | $274M | −$39M | 114% |
| Capex | $25M | $10M | $8M | $7M | $17M | 136% |
| Stock-based comp | $18M | $16M | $16M | $11M | — | |
| Buybacks | $124M | $442M | $5M | $20M | $184M | 826% |
| Dividends | $39M | $43M | $42M | $44M | $45M | 2.6% |
Deal filings
None.
13D filers
None on file.
Insider trading
No open-market trades in the last 12 months.
Pay vs performance
| Year | CEO total comp | Comp actually paid | TSR (indexed) | Peer TSR |
|---|---|---|---|---|
| FY2025 | $4M | $5M | 136 | 143 |
| FY2024 | $4M | $2M | 112 | 130 |
| FY2023 | $4M | $5M | 135 | 109 |
| FY2022 | $5M | $2M | 113 | 118 |
| FY2021 | $7M | $12M | 130 | 139 |