ITICINVESTORS TITLE CO
Title Insurance
- Revenue
- $41M
- 16% YoY
- Operating margin
- —
- EBITDA
- —
- Market cap
- —
- Employees
- —
- Net debt / EBITDA
- —
- AI in 10-K
- —
Red flags 0 of 9
- TSR below peersClear—3+ of last 5 years
- High CEO pay despite TSRClear—Median CEO pay ≥ $15M and TSR flag
- Active 13DClear0 filingsActive-intent 13D in 18 months
- Net insider sellingClear$0 netNet sales over $10M in 12 months
- Earnings not backed by cashClear88% of net incomeCash flow under 80% of net income
- Dilutive SBCClear1% of revenueOver 10% of revenue
- Payouts exceed cash flowClear64% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyClear3% of assetsOver 40% of assets
- Shareholder dissentClear—Any vote under 80% support
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Revenue | $23M | $36M | $36M | $35M | $41M | 16% |
| Net income | $67M | $24M | $22M | $31M | $35M | 13% |
| Operating cash flow | $52M | $36M | $7M | $30M | $31M | 3.7% |
| Capex | $7M | $6M | $9M | $7M | $6M | 25% |
| Stock-based comp | $299K | $362K | $425K | $394K | $543K | 38% |
| Buybacks | $0 | $133K | $959K | $1M | $0 | 100% |
| Dividends | $38M | $9M | $11M | $30M | $20M | 33% |
Deal filings
None.
13D filers
None on file.
Insider trading
No open-market trades in the last 12 months.
Pay vs performance
| Year | CEO total comp | Comp actually paid | TSR (indexed) | Peer TSR |
|---|---|---|---|---|
| FY2025 | $953K | $953K | 211 | 169 |
| FY2024 | $929K | $929K | 193 | 163 |
| FY2023 | $731K | $731K | 124 | 148 |
| FY2022 | $2M | $2M | 109 | 107 |
| FY2021 | $2M | $2M | 141 | 146 |