KMPRKEMPER Corp
Fire, Marine & Casualty Insurance
- Revenue
- $4.8B
- 3.3% YoY
- Operating margin
- —
- EBITDA
- —
- Market cap
- —
- Employees
- —
- Net debt / EBITDA
- —
- $867M net debt
- AI in 10-K
- —
Red flags 0 of 9
- TSR below peersClear—3+ of last 5 years
- High CEO pay despite TSRClear—Median CEO pay ≥ $15M and TSR flag
- Active 13DClear0 filingsActive-intent 13D in 18 months
- Net insider sellingClear$0 netNet sales over $10M in 12 months
- Earnings not backed by cashClear408% of net incomeCash flow under 80% of net income
- Dilutive SBCClear1% of revenueOver 10% of revenue
- Payouts exceed cash flowClear65% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyClear7% of assetsOver 40% of assets
- Shareholder dissentClear—Any vote under 80% support
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Revenue | $5.7B | $5.5B | $4.9B | $4.6B | $4.8B | 3.3% |
| Operating income | −$334M | −$167M | −$69M | — | — | |
| Net income | −$124M | −$287M | −$272M | $318M | $143M | 55% |
| Operating cash flow | $351M | −$210M | −$134M | $383M | $585M | 53% |
| Capex | $58M | $31M | $54M | $53M | $31M | 42% |
| Stock-based comp | $28M | $18M | $29M | $29M | $29M | 0.7% |
| Buybacks | $162M | $0 | $0 | $39M | $302M | 676% |
| Dividends | $81M | $80M | $80M | $80M | $80M | 0.6% |
Deal filings
None.
13D filers
None on file.
Insider trading
No open-market trades in the last 12 months.
Pay vs performance
No pay-versus-performance disclosure yet.