KNSLKinsale Capital Group, Inc.
Fire, Marine & Casualty Insurance
- Revenue
- $1.9B
- 18% YoY
- Operating margin
- —
- EBITDA
- —
- Market cap
- —
- Employees
- —
- Net debt / EBITDA
- —
- $64M net debt
- AI in 10-K
- —
Red flags 0 of 9
- TSR below peersClear—3+ of last 5 years
- High CEO pay despite TSRClear—Median CEO pay ≥ $15M and TSR flag
- Active 13DClear0 filingsActive-intent 13D in 18 months
- Net insider sellingClear$0 netNet sales over $10M in 12 months
- Earnings not backed by cashClear207% of net incomeCash flow under 80% of net income
- Dilutive SBCClear1% of revenueOver 10% of revenue
- Payouts exceed cash flowClear10% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyClear—Over 40% of assets
- Shareholder dissentClear—Any vote under 80% support
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Revenue | $653M | $839M | $1.2B | $1.6B | $1.9B | 18% |
| Net income | $153M | $159M | $308M | $415M | $504M | 21% |
| Operating cash flow | $407M | $558M | $860M | $976M | $1.0B | 6.9% |
| Capex | $6M | $7M | $7M | $24M | $54M | 124% |
| Stock-based comp | $5M | $7M | $9M | $14M | $18M | 26% |
| Buybacks | — | $0 | $0 | $10M | $90M | 800% |
| Dividends | $10M | $12M | $13M | $14M | $16M | 13% |
Deal filings
None.
13D filers
None on file.
Insider trading
No open-market trades in the last 12 months.
Pay vs performance
| Year | CEO total comp | Comp actually paid | TSR (indexed) | Peer TSR |
|---|---|---|---|---|
| FY2025 | $7M | $6M | 197 | 234 |
| FY2024 | $7M | $8M | 234 | 213 |
| FY2023 | $5M | $6M | 168 | 157 |
| FY2022 | $4M | $4M | 131 | 142 |
| FY2021 | $3M | $3M | 119 | 119 |