LKFNLAKELAND FINANCIAL CORP
State Commercial Banks
- Revenue
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- Operating margin
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- EBITDA
- —
- Market cap
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- Employees
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- Net debt / EBITDA
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- −$14M net debt
- AI in 10-K
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Red flags 1 of 9
- TSR below peersClear—3+ of last 5 years
- High CEO pay despite TSRClear—Median CEO pay ≥ $15M and TSR flag
- Active 13DClear0 filingsActive-intent 13D in 18 months
- Net insider sellingClear$0 netNet sales over $10M in 12 months
- Earnings not backed by cashClear111% of net incomeCash flow under 80% of net income
- Dilutive SBCFired869% of revenueOver 10% of revenue
- Payouts exceed cash flowClear63% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyClear0% of assetsOver 40% of assets
- Shareholder dissentClear—Any vote under 80% support
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Net income | $96M | $104M | $94M | $93M | $103M | 11% |
| Operating cash flow | $114M | $169M | $114M | $102M | $115M | 12% |
| Capex | $6M | $5M | $6M | $9M | $11M | 29% |
| Stock-based comp | $7M | $8M | $4M | $5M | $9M | 87% |
| Buybacks | $559K | $579K | $575K | $592K | $20M | 3344% |
| Dividends | $35M | $41M | $47M | $49M | $51M | 4.3% |
Deal filings
None.
13D filers
None on file.
Insider trading
- Open-market buys, 12 mo
- $580K · 1
- Open-market sells, 12 mo
- $0 · 0
- Net
- $580K
Pay vs performance
No pay-versus-performance disclosure yet.