METMETLIFE INC
Life Insurance
- Revenue
- $2.4B
- 8.5% YoY
- Operating margin
- 251.9%
- 5.7% YoY
- EBITDA
- $6.3B
- 2.2% YoY
- Market cap
- —
- Employees
- —
- Net debt / EBITDA
- -0.1×
- −$422M net debt
- AI in 10-K
- —
Red flags 0 of 9
- TSR below peersClear—3+ of last 5 years
- High CEO pay despite TSRClear—Median CEO pay ≥ $15M and TSR flag
- Active 13DClear0 filingsActive-intent 13D in 18 months
- Net insider sellingClear$0 netNet sales over $10M in 12 months
- Earnings not backed by cashClear539% of net incomeCash flow under 80% of net income
- Dilutive SBCClear5% of revenueOver 10% of revenue
- Payouts exceed cash flowClear26% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyClear1% of assetsOver 40% of assets
- Shareholder dissentClear—Any vote under 80% support
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Revenue | $2.1B | $2.1B | $2.2B | $2.2B | $2.4B | 8.5% |
| Operating income | — | $6.0B | $5.7B | $6.0B | $6.1B | 2.4% |
| Net income | $6.4B | $2.4B | $1.4B | $4.2B | $3.2B | 25% |
| Operating cash flow | $12.3B | $13.0B | $13.7B | $14.6B | $17.1B | 17% |
| Stock-based comp | $173M | $184M | $171M | $168M | $131M | 22% |
| Buybacks | $4.3B | $3.3B | $3.1B | $3.2B | $2.9B | 10% |
| Dividends | $1.6B | $1.6B | $1.6B | $1.5B | $1.5B | 1.2% |
Deal filings
None.
13D filers
None on file.
Insider trading
No open-market trades in the last 12 months.
Pay vs performance
| Year | CEO total comp | Comp actually paid | TSR (indexed) | Peer TSR |
|---|---|---|---|---|
| FY2025 | $22M | $14M | 196 | 201 |
| FY2024 | $20M | $30M | 198 | 190 |
| FY2023 | $21M | $15M | 155 | 158 |
| FY2022 | $18M | $33M | 164 | 151 |
| FY2021 | $17M | $33M | 137 | 137 |