MSBIMidland States Bancorp, Inc.
State Commercial Banks
- Revenue
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- Operating margin
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- EBITDA
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- Market cap
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- Employees
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- Net debt / EBITDA
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- AI in 10-K
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Red flags 0 of 9
- TSR below peersClear—3+ of last 5 years
- High CEO pay despite TSRClear—Median CEO pay ≥ $15M and TSR flag
- Active 13DClear0 filingsActive-intent 13D in 18 months
- Net insider sellingClear$0 netNet sales over $10M in 12 months
- Earnings not backed by cashClear—Cash flow under 80% of net income
- Dilutive SBCClear—Over 10% of revenue
- Payouts exceed cash flowClear30% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyClear0% of assetsOver 40% of assets
- Shareholder dissentClear—Any vote under 80% support
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Net income | $81M | $100M | $61M | $38M | −$124M | 427% |
| Operating cash flow | $334M | $286M | $153M | $177M | $126M | 29% |
| Capex | $3M | $3M | $9M | $7M | $5M | 23% |
| Buybacks | $12M | $1M | $18M | $5M | $10M | 76% |
| Dividends | $25M | $26M | $27M | $27M | $28M | 2.2% |
Deal filings
None.
13D filers
None on file.
Insider trading
- Open-market buys, 12 mo
- $0 · 0
- Open-market sells, 12 mo
- $80K · 1
- Net
- −$80K
Pay vs performance
No pay-versus-performance disclosure yet.