NNINELNET INC
Personal Credit Institutions
- Revenue
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- Operating margin
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- EBITDA
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- Market cap
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- Employees
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- Net debt / EBITDA
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- $6.9B net debt
- AI in 10-K
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Red flags 0 of 9
- TSR below peersClear—3+ of last 5 years
- High CEO pay despite TSRClear—Median CEO pay ≥ $15M and TSR flag
- Active 13DClear0 filingsActive-intent 13D in 18 months
- Net insider sellingClear$0 netNet sales over $10M in 12 months
- Earnings not backed by cashClear99% of net incomeCash flow under 80% of net income
- Dilutive SBCClear—Over 10% of revenue
- Payouts exceed cash flowClear27% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyClear1% of assetsOver 40% of assets
- Shareholder dissentClear—Any vote under 80% support
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Net income | $393M | $407M | $90M | $184M | $428M | 133% |
| Operating cash flow | $480M | $683M | $432M | $663M | $423M | 36% |
| Capex | $59M | $59M | $74M | $21M | $26M | 26% |
| Stock-based comp | $11M | $14M | $16M | $12M | $13M | 10% |
| Buybacks | $58M | $98M | $28M | $83M | $69M | 17% |
| Dividends | $34M | $37M | $39M | $41M | $43M | 5.3% |
Deal filings
None.
13D filers
None on file.
Insider trading
No open-market trades in the last 12 months.
Pay vs performance
No pay-versus-performance disclosure yet.