NRIMNORTHRIM BANCORP INC
Savings Institution, Federally Chartered
- Revenue
- $256M
- 30% YoY
- Operating margin
- —
- EBITDA
- —
- Market cap
- —
- Employees
- —
- Net debt / EBITDA
- —
- −$11M net debt
- AI in 10-K
- —
Red flags 0 of 9
- TSR below peersClear—3+ of last 5 years
- High CEO pay despite TSRClear—Median CEO pay ≥ $15M and TSR flag
- Active 13DClear0 filingsActive-intent 13D in 18 months
- Net insider sellingClear$0 netNet sales over $10M in 12 months
- Earnings not backed by cashClear216% of net incomeCash flow under 80% of net income
- Dilutive SBCClear1% of revenueOver 10% of revenue
- Payouts exceed cash flowClear10% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyClear1% of assetsOver 40% of assets
- Shareholder dissentClear—Any vote under 80% support
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Revenue | — | $134M | $158M | $196M | $256M | 30% |
| Net income | $38M | $31M | $25M | $37M | $65M | 75% |
| Operating cash flow | $112M | $78M | $39M | −$9M | $139M | 1697% |
| Capex | $2M | $4M | $6M | $620K | $5M | 782% |
| Stock-based comp | $1M | $742K | $937K | $913K | $2M | 90% |
| Buybacks | $12M | $14M | $9M | $789K | $0 | 100% |
| Dividends | $9M | $11M | $14M | $14M | $15M | 5.8% |
Deal filings
None.
13D filers
None on file.
Insider trading
- Open-market buys, 12 mo
- $31K · 1
- Open-market sells, 12 mo
- $0 · 0
- Net
- $31K
Pay vs performance
| Year | CEO total comp | Comp actually paid | TSR (indexed) | Peer TSR |
|---|---|---|---|---|
| FY2025 | $1M | $2M | 381 | 153 |
| FY2024 | — | — | 271 | 135 |
| FY2023 | — | — | 191 | 120 |
| FY2022 | — | — | 173 | 129 |
| FY2021 | — | — | 132 | 126 |