NWBINorthwest Bancshares, Inc.
National Commercial Banks
- Revenue
- —
- Operating margin
- —
- EBITDA
- —
- Market cap
- —
- Employees
- —
- Net debt / EBITDA
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- AI in 10-K
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Red flags 0 of 9
- TSR below peersClear—3+ of last 5 years
- High CEO pay despite TSRClear—Median CEO pay ≥ $15M and TSR flag
- Active 13DClear0 filingsActive-intent 13D in 18 months
- Net insider sellingClear$0 netNet sales over $10M in 12 months
- Earnings not backed by cashClear122% of net incomeCash flow under 80% of net income
- Dilutive SBCClear—Over 10% of revenue
- Payouts exceed cash flowClear72% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyClear3% of assetsOver 40% of assets
- Shareholder dissentClear—Any vote under 80% support
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Net income | $154M | $134M | $135M | $100M | $126M | 26% |
| Operating cash flow | $205M | $175M | $93M | $128M | $153M | 20% |
| Capex | $18M | $4M | $9M | $2M | $12M | 404% |
| Stock-based comp | $5M | $4M | $5M | $6M | $6M | 0.6% |
| Buybacks | $24M | $0 | $0 | — | — | |
| Dividends | $100M | $101M | $102M | $102M | $110M | 7.9% |
Deal filings
None.
13D filers
None on file.
Insider trading
No open-market trades in the last 12 months.
Pay vs performance
| Year | CEO total comp | Comp actually paid | TSR (indexed) | Peer TSR |
|---|---|---|---|---|
| FY2025 | — | — | 129 | 167 |
| FY2024 | — | — | 109 | 142 |
| FY2023 | — | — | 97 | 115 |
| FY2022 | — | — | 101 | 108 |
| FY2021 | — | — | 97 | 128 |