ONBOLD NATIONAL BANCORP /IN/
National Commercial Banks
- Revenue
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- Operating margin
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- EBITDA
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- Market cap
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- Employees
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- Net debt / EBITDA
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- $41M net debt
- AI in 10-K
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Red flags 1 of 9
- TSR below peersClear—3+ of last 5 years
- High CEO pay despite TSRClear—Median CEO pay ≥ $15M and TSR flag
- Active 13DClear0 filingsActive-intent 13D in 18 months
- Net insider sellingClear$0 netNet sales over $10M in 12 months
- Earnings not backed by cashClear102% of net incomeCash flow under 80% of net income
- Dilutive SBCFired30% of revenueOver 10% of revenue
- Payouts exceed cash flowClear44% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyClear3% of assetsOver 40% of assets
- Shareholder dissentClear—Any vote under 80% support
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Revenue | $126M | — | — | — | — | |
| Net income | $278M | $428M | $582M | $539M | $669M | 24% |
| Operating cash flow | $330M | $814M | $516M | $622M | $681M | 9.5% |
| Capex | $49M | $38M | $38M | $30M | $44M | 46% |
| Stock-based comp | $7M | $29M | $28M | $32M | $38M | 18% |
| Buybacks | $4M | $71M | $44M | $9M | $72M | 708% |
| Dividends | $93M | $178M | $180M | $191M | $225M | 18% |
Deal filings
None.
13D filers
None on file.
Insider trading
No open-market trades in the last 12 months.
Pay vs performance
No pay-versus-performance disclosure yet.