PRIPrimerica, Inc.
Life Insurance
- Revenue
- $3.3B
- 6.6% YoY
- Operating margin
- —
- EBITDA
- —
- Market cap
- —
- Employees
- —
- Net debt / EBITDA
- —
- −$226M net debt
- AI in 10-K
- —
Red flags 0 of 9
- TSR below peersClear—3+ of last 5 years
- High CEO pay despite TSRClear—Median CEO pay ≥ $15M and TSR flag
- Active 13DClear0 filingsActive-intent 13D in 18 months
- Net insider sellingClear$0 netNet sales over $10M in 12 months
- Earnings not backed by cashClear192% of net incomeCash flow under 80% of net income
- Dilutive SBCClear1% of revenueOver 10% of revenue
- Payouts exceed cash flowClear65% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyClear0% of assetsOver 40% of assets
- Shareholder dissentClear—Any vote under 80% support
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Revenue | $2.7B | $2.7B | $2.7B | $3.1B | $3.3B | 6.6% |
| Net income | $477M | $472M | $577M | $471M | — | |
| Operating cash flow | $657M | $758M | $693M | $862M | $901M | 4.5% |
| Stock-based comp | $17M | $22M | $19M | $25M | $25M | 1.9% |
| Buybacks | $19M | $356M | $375M | $425M | $450M | 5.9% |
| Dividends | $75M | $84M | $94M | $113M | $136M | 21% |
Deal filings
None.
13D filers
None on file.
Insider trading
No open-market trades in the last 12 months.
Pay vs performance
No pay-versus-performance disclosure yet.