RBCAAREPUBLIC BANCORP INC /KY/
State Commercial Banks
- Revenue
- $417M
- 8.5% YoY
- Operating margin
- —
- EBITDA
- —
- Market cap
- —
- Employees
- —
- Net debt / EBITDA
- —
- AI in 10-K
- —
Red flags 0 of 9
- TSR below peersClear—3+ of last 5 years
- High CEO pay despite TSRClear—Median CEO pay ≥ $15M and TSR flag
- Active 13DClear0 filingsActive-intent 13D in 18 months
- Net insider sellingClear$0 netNet sales over $10M in 12 months
- Earnings not backed by cashClear128% of net incomeCash flow under 80% of net income
- Dilutive SBCClear1% of revenueOver 10% of revenue
- Payouts exceed cash flowClear20% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyClear1% of assetsOver 40% of assets
- Shareholder dissentClear—Any vote under 80% support
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Revenue | $309M | $327M | $360M | $385M | $417M | 8.5% |
| Net income | $88M | $91M | $90M | $101M | $131M | 30% |
| Operating cash flow | $100M | $155M | $109M | $149M | $168M | 13% |
| Capex | $6M | $4M | $7M | $6M | $7M | 22% |
| Stock-based comp | $2M | $2M | $1M | $1M | $2M | 61% |
| Buybacks | $48M | $13M | $20M | — | $72K | |
| Dividends | $25M | $26M | $28M | $31M | $34M | 11% |
Deal filings
None.
13D filers
None on file.
Insider trading
- Open-market buys, 12 mo
- $0 · 0
- Open-market sells, 12 mo
- $76K · 2
- Net
- −$76K
Pay vs performance
No pay-versus-performance disclosure yet.