RDNRADIAN GROUP INC
Surety Insurance
- Revenue
- $1.2B
- 0.8% YoY
- Operating margin
- —
- EBITDA
- —
- Market cap
- —
- Employees
- —
- Net debt / EBITDA
- —
- $578M net debt
- AI in 10-K
- —
Red flags 2 of 9
- TSR below peersClear—3+ of last 5 years
- High CEO pay despite TSRClear—Median CEO pay ≥ $15M and TSR flag
- Active 13DClear0 filingsActive-intent 13D in 18 months
- Net insider sellingClear$0 netNet sales over $10M in 12 months
- Earnings not backed by cashFired21% of net incomeCash flow under 80% of net income
- Dilutive SBCClear4% of revenueOver 10% of revenue
- Payouts exceed cash flowFired482% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyClear0% of assetsOver 40% of assets
- Shareholder dissentClear—Any vote under 80% support
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Revenue | $1.3B | $1.2B | $1.2B | $1.2B | $1.2B | 0.8% |
| Net income | $601M | $743M | $603M | $604M | $583M | 3.6% |
| Operating cash flow | $557M | $388M | $529M | −$664M | $120M | 118% |
| Capex | $13M | $18M | $9M | $2M | $4M | 169% |
| Stock-based comp | $28M | $38M | $41M | $38M | $45M | 16% |
| Buybacks | $399M | $400M | $133M | $225M | $432M | 92% |
| Dividends | $103M | $135M | $146M | $152M | $146M | 4.2% |
Deal filings
None.
13D filers
None on file.
Insider trading
- Open-market buys, 12 mo
- $0 · 0
- Open-market sells, 12 mo
- $281K · 1
- Net
- −$281K
Pay vs performance
No pay-versus-performance disclosure yet.