RPAYRepay Holdings Corp
Services-Business Services, NEC
- Revenue
- $309M
- 1.2% YoY
- Operating margin
- -82.4%
- 3218% YoY
- EBITDA
- −$153M
- 259% YoY
- Market cap
- —
- Employees
- —
- Net debt / EBITDA
- —
- $226M net debt
- AI in 10-K
- —
Red flags 1 of 9
- TSR below peersClear—3+ of last 5 years
- High CEO pay despite TSRClear—Median CEO pay ≥ $15M and TSR flag
- Active 13DClear0 filingsActive-intent 13D in 18 months
- Net insider sellingClear$0 netNet sales over $10M in 12 months
- Earnings not backed by cashClear—Cash flow under 80% of net income
- Dilutive SBCClear6% of revenueOver 10% of revenue
- Payouts exceed cash flowClear2% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyFired41% of assetsOver 40% of assets
- Shareholder dissentClear—Any vote under 80% support
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Revenue | $219M | $279M | $297M | $313M | $309M | 1.2% |
| Operating income | −$54M | −$47M | −$111M | −$8M | −$255M | 3178% |
| Net income | −$50M | $13M | −$110M | −$10M | −$257M | 2428% |
| Operating cash flow | $53M | $74M | $104M | $150M | $91M | 39% |
| Capex | $3M | $3M | $733K | $989K | $286K | 71% |
| Stock-based comp | $22M | $20M | $22M | $24M | $18M | 25% |
| Buybacks | $4M | $3M | $2M | — | — |
Deal filings
None.
13D filers
None on file.
Insider trading
- Open-market buys, 12 mo
- $0 · 0
- Open-market sells, 12 mo
- $198K · 5
- Net
- −$198K
Pay vs performance
| Year | CEO total comp | Comp actually paid | TSR (indexed) | Peer TSR |
|---|---|---|---|---|
| FY2025 | $8M | −$2M | 25 | 353 |
| FY2024 | $9M | $5M | 52 | 286 |
| FY2023 | $9M | $11M | 58 | 211 |
| FY2022 | $6M | −$2M | 55 | 135 |
| FY2021 | $5M | $1M | 125 | 190 |