SAFTSAFETY INSURANCE GROUP INC
Fire, Marine & Casualty Insurance
- Revenue
- $1.3B
- 13% YoY
- Operating margin
- —
- EBITDA
- —
- Market cap
- —
- Employees
- —
- Net debt / EBITDA
- —
- −$18M net debt
- AI in 10-K
- —
Red flags 0 of 9
- TSR below peersClear—3+ of last 5 years
- High CEO pay despite TSRClear—Median CEO pay ≥ $15M and TSR flag
- Active 13DClear0 filingsActive-intent 13D in 18 months
- Net insider sellingClear$0 netNet sales over $10M in 12 months
- Earnings not backed by cashClear196% of net incomeCash flow under 80% of net income
- Dilutive SBCClear0% of revenueOver 10% of revenue
- Payouts exceed cash flowClear40% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyClear1% of assetsOver 40% of assets
- Shareholder dissentClear—Any vote under 80% support
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Revenue | $885M | $798M | $931M | $1.1B | $1.3B | 13% |
| Net income | $131M | $47M | $19M | $71M | $99M | 40% |
| Operating cash flow | $141M | $44M | $52M | $129M | $194M | 51% |
| Capex | $8M | $2M | $2M | $4M | $3M | 43% |
| Stock-based comp | $6M | $6M | $4M | $4M | $5M | 7.7% |
| Dividends | $54M | $53M | $53M | $53M | $54M | 1.0% |
Deal filings
None.
13D filers
None on file.
Insider trading
No open-market trades in the last 12 months.
Pay vs performance
No pay-versus-performance disclosure yet.