SBCFSEACOAST BANKING CORP OF FLORIDA
State Commercial Banks
- Revenue
- —
- Operating margin
- —
- EBITDA
- —
- Market cap
- —
- Employees
- —
- Net debt / EBITDA
- —
- −$317M net debt
- AI in 10-K
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Red flags 0 of 9
- TSR below peersClear—3+ of last 5 years
- High CEO pay despite TSRClear—Median CEO pay ≥ $15M and TSR flag
- Active 13DClear0 filingsActive-intent 13D in 18 months
- Net insider sellingClear$0 netNet sales over $10M in 12 months
- Earnings not backed by cashClear130% of net incomeCash flow under 80% of net income
- Dilutive SBCClear—Over 10% of revenue
- Payouts exceed cash flowClear0% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyClear5% of assetsOver 40% of assets
- Shareholder dissentClear—Any vote under 80% support
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Net income | $124M | $107M | $104M | $121M | $145M | 20% |
| Operating cash flow | $155M | $196M | $151M | $180M | $188M | 4.5% |
| Stock-based comp | $9M | $11M | $13M | $14M | $16M | 15% |
| Buybacks | $0 | $0 | $11M | $880K | $0 | 100% |
Deal filings
None.
13D filers
None on file.
Insider trading
- Open-market buys, 12 mo
- $0 · 0
- Open-market sells, 12 mo
- $659K · 2
- Net
- −$659K
Pay vs performance
| Year | CEO total comp | Comp actually paid | TSR (indexed) | Peer TSR |
|---|---|---|---|---|
| FY2025 | $4M | $5M | 120 | 187 |
| FY2024 | $4M | $5M | 102 | 155 |
| FY2023 | $3M | $3M | 103 | 120 |
| FY2022 | $3M | $2M | 109 | 116 |
| FY2021 | $3M | $3M | 122 | 143 |