SCHWSCHWAB CHARLES CORP
Security Brokers, Dealers & Flotation Companies
- Revenue
- $23.9B
- 22% YoY
- Operating margin
- —
- EBITDA
- —
- Market cap
- —
- Employees
- —
- Net debt / EBITDA
- —
- −$17.9B net debt
- AI in 10-K
- —
Red flags 1 of 9
- TSR below peersClear—3+ of last 5 years
- High CEO pay despite TSRClear—Median CEO pay ≥ $15M and TSR flag
- Active 13DClear0 filingsActive-intent 13D in 18 months
- Net insider sellingClear$0 netNet sales over $10M in 12 months
- Earnings not backed by cashClear1052× net incomeCash flow under 80% of net income
- Dilutive SBCClear1% of revenueOver 10% of revenue
- Payouts exceed cash flowFired104% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyClear2% of assetsOver 40% of assets
- Shareholder dissentClear—Any vote under 80% support
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Revenue | $18.5B | $20.8B | $18.8B | $19.6B | $23.9B | 22% |
| Net income | $6M | $7M | $5M | $6M | $9M | 49% |
| Operating cash flow | $2.1B | $2.1B | $19.6B | $2.7B | $9.3B | 249% |
| Capex | $916M | $971M | $700M | $620M | $548M | 12% |
| Stock-based comp | $254M | $366M | $320M | $337M | $317M | 5.9% |
| Buybacks | $0 | $3.4B | $2.8B | $0 | $7.3B | |
| Dividends | $1.8B | $2.1B | $2.3B | $2.3B | $2.3B | 2.4% |
Deal filings
None.
13D filers
None on file.
Insider trading
- Open-market buys, 12 mo
- $0 · 0
- Open-market sells, 12 mo
- $19M · 3
- Net
- −$19M
Pay vs performance
| Year | CEO total comp | Comp actually paid | TSR (indexed) | Peer TSR |
|---|---|---|---|---|
| FY2025 | $19M | $27M | 201 | 231 |
| FY2024 | $26M | $29M | 147 | 183 |
| FY2023 | $24M | $4M | 135 | 143 |
| FY2022 | $24M | $58M | 160 | 126 |
| FY2021 | $22M | $42M | 160 | 140 |