SFBSServisFirst Bancshares, Inc.
State Commercial Banks
- Revenue
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- Operating margin
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- EBITDA
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- Market cap
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- Employees
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- Net debt / EBITDA
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- AI in 10-K
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Red flags 0 of 9
- TSR below peersClear—3+ of last 5 years
- High CEO pay despite TSRClear—Median CEO pay ≥ $15M and TSR flag
- Active 13DClear0 filingsActive-intent 13D in 18 months
- Net insider sellingClear$0 netNet sales over $10M in 12 months
- Earnings not backed by cashClear128% of net incomeCash flow under 80% of net income
- Dilutive SBCClear—Over 10% of revenue
- Payouts exceed cash flowClear21% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyClear0% of assetsOver 40% of assets
- Shareholder dissentClear—Any vote under 80% support
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Net income | $208M | $252M | $207M | $227M | $277M | 22% |
| Operating cash flow | $266M | $273M | $197M | $253M | $355M | 40% |
| Stock-based comp | $2M | $3M | $4M | $3M | $3M | 15% |
| Dividends | $33M | $37M | $46M | $65M | $73M | 12% |
Deal filings
None.
13D filers
None on file.
Insider trading
No open-market trades in the last 12 months.
Pay vs performance
| Year | CEO total comp | Comp actually paid | TSR (indexed) | Peer TSR |
|---|---|---|---|---|
| FY2025 | $2M | $1M | 192 | 153 |
| FY2024 | $2M | $3M | 223 | 143 |
| FY2023 | $2M | $2M | 173 | 127 |
| FY2022 | $3M | $3M | 175 | 127 |
| FY2021 | $3M | $4M | 213 | 137 |