SFNCSIMMONS FIRST NATIONAL CORP
National Commercial Banks
- Revenue
- —
- Operating margin
- —
- EBITDA
- —
- Market cap
- —
- Employees
- —
- Net debt / EBITDA
- —
- −$737M net debt
- AI in 10-K
- —
Red flags 0 of 9
- TSR below peersClear—3+ of last 5 years
- High CEO pay despite TSRClear—Median CEO pay ≥ $15M and TSR flag
- Active 13DClear0 filingsActive-intent 13D in 18 months
- Net insider sellingClear$0 netNet sales over $10M in 12 months
- Earnings not backed by cashClear—Cash flow under 80% of net income
- Dilutive SBCClear—Over 10% of revenue
- Payouts exceed cash flowClear26% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyClear5% of assetsOver 40% of assets
- Shareholder dissentClear—Any vote under 80% support
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Net income | $271M | $256M | $175M | $153M | −$380M | 349% |
| Operating cash flow | $278M | $322M | $541M | $426M | $450M | 5.5% |
| Capex | $48M | $35M | $33M | $46M | $38M | 16% |
| Stock-based comp | $16M | $15M | $12M | $11M | $11M | 4.7% |
| Buybacks | $132M | $111M | $40M | $0 | $0 | |
| Dividends | $79M | $94M | $101M | $105M | $115M | 9.1% |
Deal filings
None.
13D filers
None on file.
Insider trading
No open-market trades in the last 12 months.
Pay vs performance
| Year | CEO total comp | Comp actually paid | TSR (indexed) | Peer TSR |
|---|---|---|---|---|
| FY2025 | — | — | 105 | 153 |
| FY2024 | — | — | 119 | 143 |
| FY2023 | — | — | 102 | 127 |
| FY2022 | — | — | 106 | 127 |
| FY2021 | — | — | 140 | 137 |