SHBISHORE BANCSHARES INC
National Commercial Banks
- Revenue
- $21M
- 0.3% YoY
- Operating margin
- —
- EBITDA
- —
- Market cap
- —
- Employees
- —
- Net debt / EBITDA
- —
- −$169M net debt
- AI in 10-K
- —
Red flags 0 of 9
- TSR below peersClear—3+ of last 5 years
- High CEO pay despite TSRClear—Median CEO pay ≥ $15M and TSR flag
- Active 13DClear0 filingsActive-intent 13D in 18 months
- Net insider sellingClear$0 netNet sales over $10M in 12 months
- Earnings not backed by cashClear105% of net incomeCash flow under 80% of net income
- Dilutive SBCClear9% of revenueOver 10% of revenue
- Payouts exceed cash flowClear26% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyClear1% of assetsOver 40% of assets
- Shareholder dissentClear—Any vote under 80% support
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Revenue | $11M | $15M | $18M | $21M | $21M | 0.3% |
| Net income | $15M | $31M | $11M | $44M | $60M | 36% |
| Operating cash flow | −$8M | $53M | $23M | $47M | $62M | 33% |
| Capex | $3M | $2M | $6M | $5M | $3M | 39% |
| Stock-based comp | $378K | $636K | $1M | $2M | $2M | 9.2% |
| Dividends | $7M | $10M | $13M | $16M | $16M | 0.5% |
Deal filings
None.
13D filers
None on file.
Insider trading
- Open-market buys, 12 mo
- $8K · 1
- Open-market sells, 12 mo
- $0 · 0
- Net
- $8K
Pay vs performance
| Year | CEO total comp | Comp actually paid | TSR (indexed) | Peer TSR |
|---|---|---|---|---|
| FY2025 | $2M | $2M | 97 | 98 |
| FY2024 | — | — | 84 | 95 |
| FY2023 | — | — | 73 | 87 |
| FY2022 | — | — | 86 | 91 |