SMBCSOUTHERN MISSOURI BANCORP, INC.
Savings Institutions, Not Federally Chartered
- Revenue
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- Operating margin
- —
- EBITDA
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- Market cap
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- Employees
- —
- Net debt / EBITDA
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- AI in 10-K
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Red flags 0 of 9
- TSR below peersClear—3+ of last 5 years
- High CEO pay despite TSRClear—Median CEO pay ≥ $15M and TSR flag
- Active 13DClear0 filingsActive-intent 13D in 18 months
- Net insider sellingClear$0 netNet sales over $10M in 12 months
- Earnings not backed by cashClear112% of net incomeCash flow under 80% of net income
- Dilutive SBCClear—Over 10% of revenue
- Payouts exceed cash flowClear14% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyClear1% of assetsOver 40% of assets
- Shareholder dissentClear—Any vote under 80% support
Financials
| Metric | FY2022 | FY2023 | FY2024 | FY2025 | FY2026 | YoY |
|---|---|---|---|---|---|---|
| Net income | $47M | $39M | $50M | $59M | $72M | 23% |
| Operating cash flow | $67M | $62M | $70M | $82M | $81M | 1.3% |
| Capex | $5M | $6M | $9M | $6M | $4M | 37% |
| Dividends | $7M | $9M | $10M | $10M | $11M | 7.3% |
Deal filings
None.
13D filers
None on file.
Insider trading
- Open-market buys, 12 mo
- $0 · 0
- Open-market sells, 12 mo
- $1M · 3
- Net
- −$1M
Pay vs performance
| Year | CEO total comp | Comp actually paid | TSR (indexed) | Peer TSR |
|---|---|---|---|---|
| FY2026 | $756K | $997K | 185 | 151 |
| FY2025 | $691K | $791K | 131 | 115 |
| FY2024 | $654K | $785K | 106 | 94 |
| FY2023 | $661K | $573K | 89 | 71 |
| FY2022 | $652K | $648K | 102 | 88 |