STCSTEWART INFORMATION SERVICES CORP
Title Insurance
- Revenue
- $2.9B
- 17% YoY
- Operating margin
- —
- EBITDA
- —
- Market cap
- —
- Employees
- —
- Net debt / EBITDA
- —
- $385M net debt
- AI in 10-K
- —
Red flags 0 of 9
- TSR below peersClear—3+ of last 5 years
- High CEO pay despite TSRClear—Median CEO pay ≥ $15M and TSR flag
- Active 13DClear0 filingsActive-intent 13D in 18 months
- Net insider sellingClear$0 netNet sales over $10M in 12 months
- Earnings not backed by cashClear178% of net incomeCash flow under 80% of net income
- Dilutive SBCClear1% of revenueOver 10% of revenue
- Payouts exceed cash flowClear30% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyClear39% of assetsOver 40% of assets
- Shareholder dissentClear—Any vote under 80% support
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Revenue | $3.3B | $3.0B | $2.2B | $2.5B | $2.9B | 17% |
| Net income | $323M | $162M | $30M | $73M | $116M | 58% |
| Operating cash flow | $390M | $192M | $83M | $136M | $206M | 52% |
| Capex | $40M | $48M | $38M | $40M | $73M | 81% |
| Stock-based comp | $12M | $12M | $11M | $14M | $17M | 26% |
| Buybacks | $2M | $3M | $2M | $4M | $4M | 1.1% |
| Dividends | $37M | $45M | $51M | $54M | $58M | 8.5% |
Deal filings
None.
13D filers
None on file.
Insider trading
- Open-market buys, 12 mo
- $461K · 6
- Open-market sells, 12 mo
- $0 · 0
- Net
- $461K
Pay vs performance
No pay-versus-performance disclosure yet.