TFCTRUIST FINANCIAL CORP
National Commercial Banks
- Revenue
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- Operating margin
- —
- EBITDA
- —
- Market cap
- —
- Employees
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- Net debt / EBITDA
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- $33.1B net debt
- AI in 10-K
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Red flags 0 of 9
- TSR below peersClear—3+ of last 5 years
- High CEO pay despite TSRClear—Median CEO pay ≥ $15M and TSR flag
- Active 13DClear0 filingsActive-intent 13D in 18 months
- Net insider sellingClear$0 netNet sales over $10M in 12 months
- Earnings not backed by cashClear—Cash flow under 80% of net income
- Dilutive SBCClear—Over 10% of revenue
- Payouts exceed cash flowClear90% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyClear3% of assetsOver 40% of assets
- Shareholder dissentClear—Any vote under 80% support
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Operating cash flow | $7.9B | $11.1B | $8.6B | $2.2B | $5.7B | 165% |
| Capex | $442M | $564M | — | — | — | |
| Stock-based comp | $259M | $261M | $298M | $292M | $317M | 8.6% |
| Buybacks | $1.6B | $250M | $0 | $1.0B | $2.5B | 150% |
| Dividends | $2.5B | $2.7B | $2.8B | $2.8B | $2.7B | 3.5% |
Deal filings
None.
13D filers
None on file.
Insider trading
- Open-market buys, 12 mo
- $2M · 2
- Open-market sells, 12 mo
- $0 · 0
- Net
- $2M
Pay vs performance
No pay-versus-performance disclosure yet.